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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,197 | $157,304-82.7% | $141,197-80.7% | $152,909-82.2% |
| Participation rate | 61.5% | 84.8%-23.3pp | 82.5%-20.9pp | 82.5%-20.9pp |
| Annual return | 29.95% | 64.34%-34.4pp | 71.41%-41.5pp | 345.46%-315.5pp |
| Employer contribution / active EE | $8,849 | $5,263+68.1% | $4,736+86.8% | $4,764+85.7% |
| Participant deferral / active EE | $9,329 | $7,111+31.2% | $6,710+39.0% | $5,851+59.4% |
| Admin fee / account holder | $186 | $12,126-98.5% | $10,265-98.2% | $11,601-98.4% |