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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,216 | $96,388-70.7% | $80,627-65.0% | $139,466-79.8% |
| Participation rate | 82.4% | 73.6%+8.7pp | 67.0%+15.3pp | 80.3%+2.0pp |
| Annual return | 62.17% | 1352.08%-1289.9pp | 936.76%-874.6pp | 373.66%-311.5pp |
| Employer contribution / active EE | $4,638 | $3,260+42.3% | $2,723+70.3% | $4,754-2.4% |
| Participant deferral / active EE | $8,999 | $5,224+72.2% | $4,443+102.5% | $6,712+34.1% |
| Admin fee / account holder | $3,116 | $6,603-52.8% | $5,381-42.1% | $11,409-72.7% |