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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,216 | $96,361-70.7% | $80,607-65.0% | $139,456-79.8% |
| Participation rate | 82.4% | 73.6%+8.7pp | 67.0%+15.3pp | 80.3%+2.0pp |
| Annual return | 62.17% | 1350.95%-1288.8pp | 936.11%-873.9pp | 373.45%-311.3pp |
| Employer contribution / active EE | $4,638 | $3,262+42.2% | $2,724+70.2% | $4,753-2.4% |
| Participant deferral / active EE | $8,999 | $5,232+72.0% | $4,448+102.3% | $6,711+34.1% |
| Admin fee / account holder | $3,116 | $6,601-52.8% | $5,379-42.1% | $11,407-72.7% |