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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,868 | $160,028-35.1% | $147,080-29.4% | $145,884-28.8% |
| Participation rate | 86.7% | 84.0%+2.6pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 15.34% | 98.60%-83.3pp | 420.17%-404.8pp | 551.85%-536.5pp |
| Employer contribution / active EE | $7,674 | $5,286+45.2% | $4,933+55.6% | $4,662+64.6% |
| Participant deferral / active EE | $27,264 | $8,422+223.7% | $8,066+238.0% | $6,690+307.6% |
| Admin fee / account holder | $8,331 | $15,030-44.6% | $12,989-35.9% | $13,392-37.8% |