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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,374 | $148,629-54.0% | $135,982-49.7% | $139,487-51.0% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 20.13% | 79.33%-59.2pp | 68.32%-48.2pp | 373.84%-353.7pp |
| Employer contribution / active EE | $3,889 | $5,247-25.9% | $4,859-20.0% | $4,755-18.2% |
| Participant deferral / active EE | $16,359 | $8,102+101.9% | $7,760+110.8% | $6,713+143.7% |
| Admin fee / account holder | $7,369 | $12,406-40.6% | $10,767-31.6% | $11,407-35.4% |