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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,658 | $59,813+14.8% | $79,580-13.7% | $68,486+0.3% |
| Participation rate | 90.1% | 61.1%+29.0pp | 69.5%+20.6pp | 67.9%+22.2pp |
| Annual return | -15.83% | -12.30%-3.5pp | 0.15%-16.0pp | -7.85%-8.0pp |
| Employer contribution / active EE | $1,149 | $1,505-23.7% | $2,413-52.4% | $2,597-55.7% |
| Participant deferral / active EE | $6,242 | $3,024+106.4% | $3,985+56.6% | $4,028+55.0% |
| Admin fee / account holder | $4,101 | $4,835-15.2% | $6,835-40.0% | $5,404-24.1% |