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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,066 | $78,425-33.6% | $95,956-45.7% | $79,858-34.8% |
| Participation rate | 44.1% | 73.5%-29.4pp | 77.1%-33.0pp | 69.6%-25.6pp |
| Annual return | 22.27% | 19.37%+2.9pp | 91.63%-69.4pp | 31.72%-9.5pp |
| Employer contribution / active EE | $1,567 | $1,945-19.5% | $2,541-38.3% | $2,471-36.6% |
| Participant deferral / active EE | $3,108 | $3,440-9.7% | $4,167-25.4% | $3,740-16.9% |
| Admin fee / account holder | $641 | $5,622-88.6% | $6,797-90.6% | $5,306-87.9% |