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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,189 | $77,574-26.3% | $108,753-47.4% | $86,983-34.3% |
| Participation rate | 58.3% | 62.3%-4.0pp | 71.1%-12.8pp | 69.5%-11.2pp |
| Annual return | 20.01% | 18.42%+1.6pp | 37.47%-17.5pp | 25.83%-5.8pp |
| Employer contribution / active EE | $1,901 | $1,611+18.0% | $2,427-21.7% | $2,584-26.5% |
| Participant deferral / active EE | $2,807 | $3,128-10.3% | $4,115-31.8% | $4,194-33.1% |
| Admin fee / account holder | $1,763 | $6,529-73.0% | $10,320-82.9% | $7,856-77.6% |