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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,220 | $65,566-53.9% | $86,235-65.0% | $75,177-59.8% |
| Participation rate | 68.8% | 60.5%+8.3pp | 69.0%-0.2pp | 67.2%+1.5pp |
| Annual return | 19.96% | 46.07%-26.1pp | 1170.03%-1150.1pp | 160.75%-140.8pp |
| Employer contribution / active EE | $2,082 | $1,553+34.1% | $2,381-12.5% | $2,671-22.0% |
| Participant deferral / active EE | $2,887 | $3,023-4.5% | $3,987-27.6% | $4,126-30.0% |
| Admin fee / account holder | $1,723 | $5,470-68.5% | $6,856-74.9% | $5,651-69.5% |