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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,654 | $148,623-85.4% | $135,974-84.1% | $139,466-84.5% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | -10.56% | 79.30%-89.9pp | 68.30%-78.9pp | 373.66%-384.2pp |
| Employer contribution / active EE | $4,294 | $5,246-18.1% | $4,859-11.6% | $4,754-9.7% |
| Participant deferral / active EE | $5,940 | $8,103-26.7% | $7,760-23.5% | $6,712-11.5% |
| Admin fee / account holder | $567 | $12,406-95.4% | $10,767-94.7% | $11,409-95.0% |