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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,654 | $148,582-85.4% | $135,942-84.1% | $139,456-84.5% |
| Participation rate | 90.9% | 83.9%+7.1pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | -10.56% | 79.26%-89.8pp | 68.28%-78.8pp | 373.45%-384.0pp |
| Employer contribution / active EE | $4,294 | $5,245-18.1% | $4,858-11.6% | $4,753-9.6% |
| Participant deferral / active EE | $5,940 | $8,101-26.7% | $7,759-23.4% | $6,711-11.5% |
| Admin fee / account holder | $567 | $12,402-95.4% | $10,764-94.7% | $11,407-95.0% |