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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,363 | $71,526-25.4% | $98,450-45.8% | $71,495-25.4% |
| Participation rate | 89.7% | 72.7%+17.0pp | 75.2%+14.5pp | 67.9%+21.7pp |
| Annual return | 132.58% | 32.42%+100.2pp | 21.16%+111.4pp | 28.85%+103.7pp |
| Employer contribution / active EE | $4,896 | $2,400+104.0% | $3,049+60.6% | $2,589+89.1% |
| Participant deferral / active EE | $10,091 | $4,110+145.5% | $4,739+112.9% | $4,291+135.2% |
| Admin fee / account holder | $1,051 | $1,675-37.2% | $8,961-88.3% | $1,588-33.8% |