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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,947 | $91,525-59.6% | $130,026-71.6% | $75,181-50.9% |
| Participation rate | 51.6% | 71.4%-19.8pp | 78.5%-26.9pp | 67.2%-15.6pp |
| Annual return | 14.99% | -631.40%+646.4pp | -137.26%+152.3pp | 160.69%-145.7pp |
| Employer contribution / active EE | $957 | $2,844-66.3% | $4,321-77.8% | $2,671-64.2% |
| Participant deferral / active EE | $2,549 | $4,342-41.3% | $5,821-56.2% | $4,126-38.2% |
| Admin fee / account holder | $8,849 | $6,778+30.5% | $10,608-16.6% | $5,650+56.6% |