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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,717 | $49,164-72.1% | $121,169-88.7% | $75,181-81.8% |
| Participation rate | 17.3% | 55.4%-38.1pp | 69.5%-52.2pp | 67.2%-49.9pp |
| Annual return | 20.20% | 56.03%-35.8pp | 986.71%-966.5pp | 160.69%-140.5pp |
| Employer contribution / active EE | $437 | $1,546-71.7% | $4,168-89.5% | $2,671-83.6% |
| Participant deferral / active EE | $804 | $2,628-69.4% | $4,083-80.3% | $4,126-80.5% |
| Admin fee / account holder | $646 | $3,942-83.6% | $5,645-88.6% | $5,650-88.6% |