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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,833 | $66,180-36.8% | $118,746-64.8% | $62,293-32.8% |
| Participation rate | 83.0% | 71.3%+11.7pp | 78.3%+4.7pp | 69.5%+13.5pp |
| Annual return | 0.00% | 60.89%-60.9pp | 24.54%-24.5pp | 28.90%-28.9pp |
| Employer contribution / active EE | $3,304 | $3,183+3.8% | $4,193-21.2% | $2,042+61.8% |
| Participant deferral / active EE | $6,600 | $4,247+55.4% | $5,332+23.8% | $3,169+108.3% |
| Admin fee / account holder | $2,227 | $753+195.6% | $10,720-79.2% | $479+364.7% |