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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,280 | $159,934-49.8% | $147,005-45.4% | $145,959-45.0% |
| Participation rate | 70.6% | 84.0%-13.4pp | 82.2%-11.6pp | 80.3%-9.7pp |
| Annual return | 13.85% | 98.24%-84.4pp | 418.76%-404.9pp | 561.95%-548.1pp |
| Employer contribution / active EE | $4,188 | $5,287-20.8% | $4,934-15.1% | $4,661-10.1% |
| Participant deferral / active EE | $6,852 | $8,427-18.7% | $8,070-15.1% | $6,689+2.4% |
| Admin fee / account holder | $9,713 | $15,053-35.5% | $13,006-25.3% | $13,398-27.5% |