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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,741 | $58,258-52.4% | $81,820-66.1% | $80,925-65.7% |
| Participation rate | 56.6% | 63.5%-6.9pp | 72.4%-15.8pp | 67.7%-11.1pp |
| Annual return | 40.97% | 41.76%-0.8pp | 777.93%-737.0pp | 35.65%+5.3pp |
| Employer contribution / active EE | $1,607 | $2,345-31.5% | $2,915-44.9% | $2,756-41.7% |
| Participant deferral / active EE | $2,674 | $3,284-18.6% | $4,323-38.1% | $4,299-37.8% |
| Admin fee / account holder | $928 | $4,976-81.4% | $7,391-87.4% | $6,940-86.6% |