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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,741 | $58,241-52.4% | $81,780-66.1% | $80,911-65.7% |
| Participation rate | 56.6% | 63.4%-6.8pp | 72.4%-15.8pp | 67.6%-11.0pp |
| Annual return | 40.97% | 41.73%-0.8pp | 776.27%-735.3pp | 35.63%+5.3pp |
| Employer contribution / active EE | $1,607 | $2,343-31.4% | $2,914-44.8% | $2,756-41.7% |
| Participant deferral / active EE | $2,674 | $3,283-18.5% | $4,321-38.1% | $4,297-37.8% |
| Admin fee / account holder | $928 | $4,973-81.3% | $7,384-87.4% | $6,935-86.6% |