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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,810 | $57,305-61.9% | $86,640-74.8% | $75,173-71.0% |
| Participation rate | 43.2% | 63.2%-20.0pp | 71.7%-28.5pp | 67.2%-24.0pp |
| Annual return | 26.07% | 2674.24%-2648.2pp | 592.52%-566.4pp | 160.72%-134.6pp |
| Employer contribution / active EE | $1,300 | $2,316-43.9% | $3,024-57.0% | $2,671-51.3% |
| Participant deferral / active EE | $2,190 | $3,320-34.0% | $4,438-50.7% | $4,126-46.9% |
| Admin fee / account holder | $1,112 | $4,116-73.0% | $5,616-80.2% | $5,651-80.3% |