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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,204 | $138,072+77.6% | $123,549+98.5% | $135,382+81.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.08% | 153.69%-157.8pp | 119.20%-123.3pp | 519.77%-523.9pp |
| Employer contribution / active EE | $9,772 | $5,152+89.7% | $4,628+111.2% | $4,779+104.5% |
| Participant deferral / active EE | $7,581 | $6,799+11.5% | $6,426+18.0% | $5,609+35.2% |
| Admin fee / account holder | $301 | $10,917-97.2% | $9,284-96.8% | $10,829-97.2% |