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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,767 | $29,319+15.2% | $52,425-35.6% | $82,448-59.0% |
| Participation rate | 25.3% | 46.9%-21.6pp | 55.6%-30.3pp | 68.1%-42.8pp |
| Annual return | 19.02% | 535.20%-516.2pp | 302.12%-283.1pp | 41.64%-22.6pp |
| Employer contribution / active EE | $401 | $586-31.6% | $914-56.2% | $2,551-84.3% |
| Participant deferral / active EE | $911 | $1,171-22.3% | $1,790-49.1% | $4,139-78.0% |
| Admin fee / account holder | $2,712 | $1,962+38.2% | $2,495+8.7% | $7,234-62.5% |