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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,849 | $174,379-92.6% | $152,093-91.6% | $138,895-90.7% |
| Participation rate | 85.0% | 81.6%+3.4pp | 77.8%+7.2pp | 79.9%+5.1pp |
| Annual return | 24.63% | 74.86%-50.2pp | 66.36%-41.7pp | 145.39%-120.8pp |
| Employer contribution / active EE | $1,005 | $4,652-78.4% | $4,175-75.9% | $4,194-76.0% |
| Participant deferral / active EE | $3,915 | $6,159-36.4% | $5,451-28.2% | $6,396-38.8% |
| Admin fee / account holder | $545 | $16,880-96.8% | $14,497-96.2% | $12,562-95.7% |