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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,211 | $162,136-9.8% | $152,301-4.0% | $154,746-5.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 19.42% | 91.02%-71.6pp | 80.50%-61.1pp | 172.34%-152.9pp |
| Employer contribution / active EE | $6,738 | $4,890+37.8% | $4,624+45.7% | $4,379+53.9% |
| Participant deferral / active EE | $16,110 | $8,341+93.1% | $8,004+101.3% | $6,730+139.4% |
| Admin fee / account holder | $9,791 | $15,759-37.9% | $14,398-32.0% | $14,365-31.8% |