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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,618 | $165,399-85.7% | $149,745-84.2% | $158,982-85.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 43.70% | 348.34%-304.6pp | 276.72%-233.0pp | 302.99%-259.3pp |
| Employer contribution / active EE | $7,610 | $5,105+49.1% | $4,646+63.8% | $4,763+59.8% |
| Participant deferral / active EE | $7,534 | $7,183+4.9% | $6,843+10.1% | $5,983+25.9% |
| Admin fee / account holder | $472 | $10,811-95.6% | $9,312-94.9% | $11,252-95.8% |