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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,032 | $167,504-83.3% | $151,628-81.5% | $134,509-79.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.29% | 7.81%-23.1pp | 3.34%-18.6pp | 418.13%-433.4pp |
| Employer contribution / active EE | $1,231 | $6,828-82.0% | $6,165-80.0% | $4,741-74.0% |
| Participant deferral / active EE | $7,828 | $8,985-12.9% | $8,363-6.4% | $6,400+22.3% |
| Admin fee / account holder | $384 | $13,779-97.2% | $11,613-96.7% | $11,427-96.6% |