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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,539 | $183,627-63.8% | $155,602-57.2% | $145,978-54.4% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 12.92% | 61.32%-48.4pp | 64.81%-51.9pp | 550.52%-537.6pp |
| Employer contribution / active EE | $1,668 | $5,316-68.6% | $4,675-64.3% | $4,662-64.2% |
| Participant deferral / active EE | $5,343 | $6,466-17.4% | $5,629-5.1% | $6,690-20.1% |
| Admin fee / account holder | $342 | $19,327-98.2% | $15,923-97.9% | $13,400-97.4% |