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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $30,251 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $11,755 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,910 | $93,010-35.6% | $96,515-37.9% | $74,460-19.5% |
| Participation rate | 47.6% | 71.6%-23.9pp | 74.3%-26.7pp | 70.7%-23.1pp |
| Annual return | 12.21% | 37.50%-25.3pp | 35.73%-23.5pp | 34.38%-22.2pp |
| Employer contribution / active EE | $1,296 | $3,427-62.2% | $3,740-65.3% | $2,638-50.9% |
| Participant deferral / active EE | $2,145 | $3,971-46.0% | $4,880-56.1% | $4,530-52.7% |
| Admin fee / account holder | $275 | $633-56.6% | $6,735-95.9% | $348-21.1% |