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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,036 | $154,228-69.5% | $145,433-67.7% | $137,256-65.7% |
| Participation rate | 42.9% | 83.8%-40.9pp | 82.1%-39.3pp | 80.0%-37.1pp |
| Annual return | 13.08% | 74.59%-61.5pp | 66.58%-53.5pp | 220.34%-207.3pp |
| Employer contribution / active EE | $2,167 | $4,804-54.9% | $4,554-52.4% | $4,156-47.9% |
| Participant deferral / active EE | $6,224 | $8,216-24.2% | $7,897-21.2% | $6,407-2.9% |
| Admin fee / account holder | $589 | $14,344-95.9% | $13,129-95.5% | $12,270-95.2% |