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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,083 | $105,145+102.7% | $94,664+125.1% | $139,466+52.8% |
| Participation rate | 83.3% | 82.4%+1.0pp | 80.8%+2.5pp | 80.3%+3.0pp |
| Annual return | 23.41% | 38.09%-14.7pp | 156.84%-133.4pp | 373.66%-350.3pp |
| Employer contribution / active EE | $2,686 | $4,107-34.6% | $3,673-26.9% | $4,754-43.5% |
| Participant deferral / active EE | $7,347 | $7,599-3.3% | $7,417-1.0% | $6,712+9.5% |
| Admin fee / account holder | $19,267 | $8,972+114.7% | $7,222+166.8% | $11,409+68.9% |