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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,270 | $124,175+28.3% | $108,405+46.9% | $167,536-4.9% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 10.29% | 1380.13%-1369.8pp | 905.55%-895.3pp | 478.82%-468.5pp |
| Employer contribution / active EE | $2,588 | $4,188-38.2% | $3,559-27.3% | $4,839-46.5% |
| Participant deferral / active EE | $6,064 | $6,908-12.2% | $6,563-7.6% | $6,342-4.4% |
| Admin fee / account holder | $80,555 | $9,457+751.8% | $7,297+1004.0% | $12,315+554.1% |