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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,780 | $174,379-90.4% | $152,093-89.0% | $138,895-87.9% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 35.09% | 74.86%-39.8pp | 66.36%-31.3pp | 145.39%-110.3pp |
| Employer contribution / active EE | $1,730 | $4,652-62.8% | $4,175-58.6% | $4,194-58.7% |
| Participant deferral / active EE | $5,883 | $6,159-4.5% | $5,451+7.9% | $6,396-8.0% |
| Admin fee / account holder | $597 | $16,880-96.5% | $14,497-95.9% | $12,562-95.2% |