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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,559 | $73,978-0.6% | $96,515-23.8% | $75,173-2.1% |
| Participation rate | 83.3% | 66.4%+16.9pp | 74.3%+9.0pp | 67.2%+16.1pp |
| Annual return | 24.41% | 26.72%-2.3pp | 35.73%-11.3pp | 160.72%-136.3pp |
| Employer contribution / active EE | $7,223 | $2,931+146.5% | $3,740+93.2% | $2,671+170.4% |
| Participant deferral / active EE | $20,245 | $3,660+453.1% | $4,880+314.9% | $4,126+390.6% |
| Admin fee / account holder | $5,838 | $5,219+11.9% | $6,735-13.3% | $5,651+3.3% |