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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,911 | $72,273-19.9% | $101,275-42.8% | $79,856-27.5% |
| Participation rate | 91.4% | 68.5%+23.0pp | 75.8%+15.6pp | 69.6%+21.8pp |
| Annual return | 0.00% | 22.30%-22.3pp | 46.48%-46.5pp | 31.71%-31.7pp |
| Employer contribution / active EE | $1,181 | $2,691-56.1% | $3,660-67.7% | $2,471-52.2% |
| Participant deferral / active EE | $4,575 | $3,282+39.4% | $4,371+4.7% | $3,741+22.3% |
| Admin fee / account holder | $19,511 | $4,401+343.3% | $5,948+228.0% | $5,306+267.7% |