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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,541 | $81,487+24.6% | $102,412-0.9% | $80,935+25.5% |
| Participation rate | 85.2% | 66.8%+18.3pp | 74.5%+10.7pp | 67.7%+17.5pp |
| Annual return | 10.45% | 25.60%-15.1pp | 24.94%-14.5pp | 35.66%-25.2pp |
| Employer contribution / active EE | $3,756 | $3,103+21.1% | $3,870-2.9% | $2,757+36.3% |
| Participant deferral / active EE | $13,175 | $3,871+240.4% | $5,060+160.4% | $4,299+206.4% |
| Admin fee / account holder | $25,747 | $6,717+283.3% | $8,388+207.0% | $6,924+271.8% |