Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,459 | $80,992-76.0% | $96,534-79.8% | $75,173-74.1% |
| Participation rate | 67.6% | 71.8%-4.2pp | 76.0%-8.4pp | 67.2%+0.4pp |
| Annual return | 19.25% | 27.05%-7.8pp | 25.88%-6.6pp | 160.72%-141.5pp |
| Employer contribution / active EE | $2,099 | $2,283-8.1% | $2,965-29.2% | $2,671-21.4% |
| Participant deferral / active EE | $3,189 | $3,929-18.8% | $4,851-34.3% | $4,126-22.7% |
| Admin fee / account holder | $4,829 | $6,717-28.1% | $8,253-41.5% | $5,651-14.5% |