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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,333 | $160,040-86.7% | $147,096-85.5% | $145,877-85.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 9.94% | 98.49%-88.6pp | 419.75%-409.8pp | 551.28%-541.3pp |
| Employer contribution / active EE | $1,509 | $5,289-71.5% | $4,936-69.4% | $4,663-67.6% |
| Participant deferral / active EE | $8,230 | $8,429-2.4% | $8,071+2.0% | $6,691+23.0% |
| Admin fee / account holder | $720 | $15,050-95.2% | $13,005-94.5% | $13,402-94.6% |