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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,034 | $165,399-87.3% | $149,745-86.0% | $158,982-86.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.85% | 348.34%-338.5pp | 276.72%-266.9pp | 302.99%-293.1pp |
| Employer contribution / active EE | $2,613 | $5,105-48.8% | $4,646-43.7% | $4,763-45.1% |
| Participant deferral / active EE | $6,310 | $7,183-12.2% | $6,843-7.8% | $5,983+5.4% |
| Admin fee / account holder | $2,750 | $10,811-74.6% | $9,312-70.5% | $11,252-75.6% |