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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,053 | $202,345-35.2% | $172,755-24.1% | $152,885-14.3% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 14.86% | 1029.77%-1014.9pp | 802.94%-788.1pp | 345.39%-330.5pp |
| Employer contribution / active EE | $2,507 | $5,858-57.2% | $5,144-51.3% | $4,763-47.4% |
| Participant deferral / active EE | $3,772 | $5,948-36.6% | $5,198-27.4% | $5,851-35.5% |
| Admin fee / account holder | $62,512 | $17,111+265.3% | $13,955+348.0% | $11,598+439.0% |