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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,214 | $183,592-68.3% | $155,567-62.6% | $145,959-60.1% |
| Participation rate | 93.3% | 82.7%+10.7pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 16.71% | 61.24%-44.5pp | 64.74%-48.0pp | 561.95%-545.2pp |
| Employer contribution / active EE | $2,797 | $5,315-47.4% | $4,674-40.2% | $4,661-40.0% |
| Participant deferral / active EE | $5,739 | $6,464-11.2% | $5,628+2.0% | $6,689-14.2% |
| Admin fee / account holder | $1,024 | $19,318-94.7% | $15,916-93.6% | $13,398-92.4% |