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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,707 | $88,042-95.8% | $138,135-97.3% | $79,852-95.4% |
| Participation rate | 88.5% | 71.4%+17.0pp | 78.7%+9.8pp | 69.6%+18.8pp |
| Annual return | 12.85% | 20.58%-7.7pp | 20.51%-7.7pp | 31.72%-18.9pp |
| Employer contribution / active EE | $1,200 | $3,103-61.3% | $5,587-78.5% | $2,471-51.4% |
| Participant deferral / active EE | $3,513 | $4,704-25.3% | $6,431-45.4% | $3,740-6.1% |
| Admin fee / account holder | $1,953 | $7,791-74.9% | $11,856-83.5% | $5,306-63.2% |