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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,275 | $79,557-97.1% | $118,746-98.1% | $70,126-96.8% |
| Participation rate | 78.9% | 71.4%+7.6pp | 78.3%+0.7pp | 69.5%+9.4pp |
| Annual return | 0.00% | 25.64%-25.6pp | 24.54%-24.5pp | 73.15%-73.1pp |
| Employer contribution / active EE | $1,042 | $2,861-63.6% | $4,193-75.2% | $2,343-55.5% |
| Participant deferral / active EE | $1,756 | $4,089-57.1% | $5,332-67.1% | $3,332-47.3% |
| Admin fee / account holder | $382 | $5,374-92.9% | $10,720-96.4% | $4,645-91.8% |