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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,542 | $95,404-40.7% | $113,397-50.1% | $82,637-31.6% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.5%+17.4pp | 68.1%+25.9pp |
| Annual return | 19.09% | 19.08%0pp | 23.20%-4.1pp | 53.51%-34.4pp |
| Employer contribution / active EE | $5,731 | $2,307+148.4% | $2,977+92.5% | $2,552+124.6% |
| Participant deferral / active EE | $16,687 | $4,220+295.5% | $5,076+228.7% | $4,126+304.4% |
| Admin fee / account holder | $10,147 | $9,168+10.7% | $11,957-15.1% | $7,339+38.3% |