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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,250 | $138,078-95.5% | $125,363-95.0% | $134,509-95.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.33% | 750.49%-767.8pp | 572.15%-589.5pp | 418.13%-435.5pp |
| Employer contribution / active EE | $1,756 | $5,245-66.5% | $4,815-63.5% | $4,741-63.0% |
| Participant deferral / active EE | $3,141 | $7,800-59.7% | $7,447-57.8% | $6,400-50.9% |
| Admin fee / account holder | $383 | $11,566-96.7% | $10,005-96.2% | $11,427-96.6% |