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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,191 | $49,164-79.3% | $121,169-91.6% | $75,181-86.4% |
| Participation rate | 88.9% | 55.4%+33.5pp | 69.5%+19.4pp | 67.2%+21.7pp |
| Annual return | 18.38% | 56.03%-37.7pp | 986.71%-968.3pp | 160.69%-142.3pp |
| Employer contribution / active EE | $1,101 | $1,546-28.8% | $4,168-73.6% | $2,671-58.8% |
| Participant deferral / active EE | $1,437 | $2,628-45.3% | $4,083-64.8% | $4,126-65.2% |
| Admin fee / account holder | $359 | $3,942-90.9% | $5,645-93.6% | $5,650-93.6% |