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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,295 | $157,276-78.8% | $141,177-76.4% | $152,885-78.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 36.33% | 64.33%-28.0pp | 71.40%-35.1pp | 345.39%-309.1pp |
| Employer contribution / active EE | $10,451 | $5,262+98.6% | $4,736+120.7% | $4,763+119.4% |
| Participant deferral / active EE | $4,827 | $7,110-32.1% | $6,710-28.1% | $5,851-17.5% |
| Admin fee / account holder | $427 | $12,123-96.5% | $10,263-95.8% | $11,598-96.3% |