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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,610 | $81,643+112.6% | $70,462+146.4% | $158,950+9.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 33.14% | 208.51%-175.4pp | 109.08%-75.9pp | 302.91%-269.8pp |
| Employer contribution / active EE | $5,741 | $3,218+78.4% | $2,737+109.7% | $4,762+20.6% |
| Participant deferral / active EE | $12,321 | $4,555+170.5% | $3,710+232.1% | $5,983+105.9% |
| Admin fee / account holder | $6,408 | $6,194+3.5% | $3,845+66.7% | $11,248-43.0% |