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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,891 | $212,386-66.6% | $199,883-64.5% | $138,895-49.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 22.08% | 47.75%-25.7pp | 43.81%-21.7pp | 145.39%-123.3pp |
| Employer contribution / active EE | $8,019 | $6,625+21.0% | $6,261+28.1% | $4,194+91.2% |
| Participant deferral / active EE | $20,816 | $9,617+116.4% | $9,138+127.8% | $6,396+225.4% |
| Admin fee / account holder | $15,050 | $18,233-17.5% | $17,268-12.8% | $12,562+19.8% |