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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,332 | $101,063-73.0% | $81,473-66.5% | $147,585-81.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 18.06% | 32.41%-14.3pp | 38.78%-20.7pp | 578.58%-560.5pp |
| Employer contribution / active EE | $1,811 | $3,206-43.5% | $2,568-29.5% | $4,876-62.9% |
| Participant deferral / active EE | $4,227 | $4,242-0.4% | $3,537+19.5% | $5,439-22.3% |
| Admin fee / account holder | $1,938 | $5,812-66.7% | $4,561-57.5% | $10,886-82.2% |