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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,224 | $157,276-50.9% | $141,177-45.3% | $152,885-49.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.91% | 64.33%-37.4pp | 71.40%-44.5pp | 345.39%-318.5pp |
| Employer contribution / active EE | $19,363 | $5,262+268.0% | $4,736+308.9% | $4,763+306.5% |
| Participant deferral / active EE | $11,869 | $7,110+66.9% | $6,710+76.9% | $5,851+102.9% |
| Admin fee / account holder | $703 | $12,123-94.2% | $10,263-93.2% | $11,598-93.9% |