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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,271 | $138,078-62.9% | $125,363-59.1% | $134,509-61.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.75% | 750.49%-771.2pp | 572.15%-592.9pp | 418.13%-438.9pp |
| Employer contribution / active EE | $11,522 | $5,245+119.7% | $4,815+139.3% | $4,741+143.0% |
| Participant deferral / active EE | $10,508 | $7,800+34.7% | $7,447+41.1% | $6,400+64.2% |
| Admin fee / account holder | $492 | $11,566-95.7% | $10,005-95.1% | $11,427-95.7% |