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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,471 | $111,785-79.9% | $93,669-76.0% | $145,877-84.6% |
| Participation rate | 87.0% | 74.2%+12.7pp | 68.7%+18.2pp | 80.3%+6.7pp |
| Annual return | 13.98% | 203.79%-189.8pp | 133.59%-119.6pp | 551.28%-537.3pp |
| Employer contribution / active EE | $3,827 | $3,096+23.6% | $2,424+57.9% | $4,663-17.9% |
| Participant deferral / active EE | $1,080 | $4,919-78.0% | $4,416-75.5% | $6,691-83.9% |
| Admin fee / account holder | $2,994 | $10,256-70.8% | $8,291-63.9% | $13,402-77.7% |