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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,118 | $65,555-72.4% | $86,216-79.0% | $75,173-75.9% |
| Participation rate | 80.0% | 60.5%+19.5pp | 69.0%+11.0pp | 67.2%+12.8pp |
| Annual return | 19.76% | 46.07%-26.3pp | 1169.42%-1149.7pp | 160.72%-141.0pp |
| Employer contribution / active EE | $2,104 | $1,553+35.4% | $2,382-11.7% | $2,671-21.2% |
| Participant deferral / active EE | $610 | $3,023-79.8% | $3,986-84.7% | $4,126-85.2% |
| Admin fee / account holder | $442 | $5,469-91.9% | $6,853-93.5% | $5,651-92.2% |