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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,221 | $134,001-84.9% | $112,258-82.0% | $134,509-85.0% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -20.70% | 47.15%-67.9pp | 27.47%-48.2pp | 418.13%-438.8pp |
| Employer contribution / active EE | $1,871 | $4,039-53.7% | $3,636-48.5% | $4,741-60.5% |
| Participant deferral / active EE | $4,002 | $5,291-24.4% | $4,728-15.4% | $6,400-37.5% |
| Admin fee / account holder | $415 | $7,491-94.5% | $6,411-93.5% | $11,427-96.4% |